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Money is Pouring In

You’re flush with cash but want to make sure you’re making the most of it.

Make the Most of Your Income

Sure, it’s a nice problem to have: you make a decent amount of money. But that doesn’t mean money isn’t sometimes tight. On the other hand, when you have a healthy margin, you wonder if you’re making good financial decisions.

When you actually see how much you bring in every year, do you ever wonder where it all goes? Even with a high income, you can still feel wildly out of control with your finances, and you’re certainly not alone in feeling that way.

You Need a Budget—We All Do!

A budget is just a fancy word for deciding beforehand what you want to do with your money. Whether you make $50K or $500K, it doesn’t actually matter that much—it’s what you decide to DO with that money that will put you at peace with your finances.

We Racked Up $35K in Credit Card Debt Despite Six-Figure Salaries

Daniel and his wife Loretta have five professional accounting designations between them, three finance MBAs, and decades of corporate finance experience. But when it came to wrangling his own household finances, he was stressed and anxious for years.

  • I’m a High-Income Earner Using YNAB

    We increased our personal savings rate from 6% to 27%.”


Here’s How It Works

  • 1. Create a Budget in YNAB

    Allocate the money you have to create a spending plan.

  • 2. Prioritize Your Money

    Use your budget to help make informed spending decisions.

  • 3. Build Wealth

    Live life on your terms and start 
building wealth.

Bring Simplicity to Complex Finances

Gain total control of your money by getting a fresh perspective with one master view. What are you waiting for? Try YNAB for free, no credit card required.

Our Top High-Income Earner Articles

  • Is the FIRE Movement for You?

    The idea of financial independence is oh-so-tempting, and you’re just wondering if you can handle the heat of a FIRE budget. But is it really as hard as it seems? If you’re pursuing financial independence, setting up a FIRE budget is key to measure your savings rate, monitor your progress, and plan for the future. …
  • 5 Tips for High-Income Earners Using YNAB

    If you’re already a happy YNABer and don’t want to let this golden opportunity pass you by as another way to optimize your money, check out this post on how to catapult your financial health into dazzling new heights.
  • 6 (More) Tips for High-Income Earners Using YNAB

    When you’re a high-income earner, your financial life is likely more complex, since there are more things to track. I’m well familiar; I have 15 different brokerage accounts at seven different banks! Here’s how I manage my finances in YNAB.

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  • What Does an Ideal Budget Look Like?

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  • What to Do With a Windfall of Money

    Here’s a question we all wish we had: what should I do with an unexpected lump sum of money? If you’re in this boat, you’re not the only one who’s wondering what to do with a windfall. Recently, one of our customers at You Need a Budget wrote to our support team with this question: …

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  • Maximize Your Wealth In 4 Hours Per Year

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