Realize Your Homeowner Dreams
You want a house, but that seemingly impossible pile of cash you need for a downpayment is standing in your way. The good news? A budget can help.
How Do You Save for a Down Payment?
While you’re eagerly devouring every new home alert from Zillow, there’s just one minor question: how do you actually make it happen?
There’s the seemingly insurmountable down payment, but then there’s closing costs, moving boxes, and what if you need to replace a roof? You just want a place to call your own, but you don’t know if you’ll ever be able to save enough.
We Thought Home Ownership Would Never Happen
A year prior, Jacob and his partner had nothing saved for a home, and now they have $30K. They make good money, but it never seemed to accumulate into a pile big enough for a down payment. Then with a simple three-step plan, it all changed.
Our Top Articles on Buying a Home
How to Save for a Down PaymentYou’ve poured over Zillow. You’ve cruised through every street of your favorite neighborhood and know the houses by memory. There’s just one problem standing between you and your greige-walled homeowner dreams…how can you save enough money to cover a down payment?
How Much House Can I Afford?Mortgage calculators might spit out what seem to be concrete numbers, but they can’t account for all those squishier factors: can you still reach all your financial goals with this new mortgage payment you’re thinking about? We’ll walk you through it.
How to Budget for Buying a HouseMake your home ownership dreams come true and turbocharge your savings with the help of a humble budget. See how a budget can help you lay out your spending priorities and build up your down payment in record time.
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Stop Treading Water on Savings
Start building momentum and finally get the house you’ve been dreaming of. Saving for a house is easier with YNAB. Try it free today—no credit card required!